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Tag: do i need wedding insurance

I am having an outdoor, tented wedding. I’ve always wanted an outdoor, tented wedding. But truthfully? It scares me a little.

My wedding is not being held in perpetually sunny California. It’s also not being held in the warm, stable South. Nope, it’s being held in temperamental, often stormy New England. And on the weekend of our wedding day last year? Hurricane Irene came to town. That’s enough to give any gal a few gray hairs!!

I know that nothing I do, including – or especially! – worrying, will change the weather on that day. And I am fairly confident that if we do get less-than-perfect weather, I’ll be able to hold it together and have an amazing time regardless.

Eric Barry

But if the worst were to happen – let’s say Irene’s sister showed up as an uninvited guest, and we were actually forced to cancel or postpone our reception – I know it would be a great relief to have purchased wedding insurance. We did this for my sister’s (outdoor) wedding, and we’ll likely do it for mine, too.

In the grand scheme of most wedding budgets, $75-$200 (the cost of the average WedSafe policy) is, truthfully, a drop in the bucket. And because the things that wedding insurance insures you against – postponement due to severe weather, accidents, or sudden illnesses as well as financial loss due to unforeseen glitches like a no-show vendor, lost photographs, or a damaged wedding gown – can be extremely expensive, I imagine wedding insurance would begin to look like even more of a bargain if something were to go wrong.

Lisa Rigby

WedSafe also offers wedding liability insurance, which is required by many venues, and protects you if you’re held liable for property damage or bodily injury, as well as alcohol-related incidents. Many caterers will have insurance that will cover you in most cases, but if you’re having an at-home reception or a reception at a nontraditional location, wedding liability insurance could be exactly what you need.

We feel comfortable recommending WedSafe to you because they’ve been in business, and specializing in weddings, since 1999. Their instant pricing is also hassle-free and super easy to obtain – no need to create a log-in, provide personal information, etc. We love that! If you think wedding insurance might be the right choice for you, I’d encourage you to read more on their site and look into getting a free quote!

emily Written with love by Emily
1 Comment
  1. avatar Jensen Larson reply

    We were under a tent in the “warm, stable, South” when a lovely afternoon thunderstorm hit. A couple of the steel uprights buckled, but the tent stayed up. Pretty scary! While on the topic, we’ve never been asked by a potential client if WE carry liability insurance, or what our image redundancy and backup procedures are. These are very important questions to ask any photographer or videographer.

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